Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

Sunday, March 8, 2015

Menu Plan: Week of 3.8.15


Menu Plan Week 3.8.15

Breakfast

Cereal, yogurt, or scrambled egg sandwiches

Lunch 

school lunch and/or packed lunch for Little Man, Miss Priss eats at daycare, homemade Taco Soup all week for me

Dinner

Chicken tacos, rice, refried beans

Omelettes, bacon, fruit

Hot dogs, baked beans, peas, applesauce

Pepperoni Stromboli, salad

Chicken nuggets, french fries, apples

Peanut butter sandwiches, chips, fruit, veggies



Thursday, March 5, 2015

Why I Only Grocery Shop at ONE Store




      

Can I I just say how much I dislike loathe Walmart?  I walk in that store and I immediately feel like a crazy person.  Droves of people are there, I am almost guaranteed to see someone I know-especially if I'm there without having fixed my hair or done my makeup, and there is just a general since of chaos.  But alas, if you live anywhere like we do, then Walmart has become a necessary evil.  If I need anything other than groceries, I almost always have to go there or drive 45 minutes to the nearest point of civilization.  About 99.9% of the time I choose Walmart because I don't want to spend the gas money to drive somewhere else.  While I don't have the luxury of choosing from many stores to shop around at for most items, I can at least choose a different place for grocery shopping!!
I have found that deciding on one place to grocery shop consistently really does make sense for us when trying to save money.  I don't have the time or desire to drive around to different stores trying to snag every little deal.  Time is money people!!  So here are my Top 5 reasons to stick with only one grocery store.  Drum roll please...

1.  You can shop faster.  

      I know where probably 98% of the items I need are located at Food Lion.  I can arrange my grocery list according to the path I take in the store and really streamline the whole process.  If I have ever been in say, Walmart (again, my own personal Hell) to pick up medicine or something else and decide to do my grocery shopping-it takes me at least twice as long!  I walk up and down the aisles, back and forth, crisscrossing my way between people in a desperate search for sugar.  I can't hardly stand it--wasting time is a major thorn in my side!  SO, when I shop where I know where things are located, I feel at peace.  I can concentrate on what I'm doing and get out of there rather quickly.

Saturday, August 10, 2013

A few minutes of my time saved me $522!

Sometimes I feel like we can barely hold our noses above water when it comes to our bills.  Am I alone here?  We have been on the road to trying to get out of debt for a long time.  I feel like we finally have our grocery budget in check (more on that in a later post) and have cut out a lot of unnecessary spending, but I feel like I can always do more!

While living in the middle of nowhere has its perks--the kids can play outside in their pajamas and no one can really see them or maybe that was me in the garden... Anyways, we seem to pay a crazy amount for our internet and somehow our part of the country hasn't reached the 21st century in terms of cell phone technology, so we still have a landline.  Sometimes I just stare at the spreadsheet and hope some answers will magically appear...  So, in my trance I decided it was a good idea to work on our landline phone and internet bills.  (I wonder if this same trance will work if I stare in the mirror. Will I find the answer to melting away fat and still eating cake? Maybe it's worth a shot...)  Here's how I managed to save us some money:

 1st call: Telephone Company
  I called customer service and told them I needed to reduce my bill as much as possible.  We get good enough cell service that I can use my cell phone most of the time, but we really do need to hang on to this line for emergencies.  The guy on the other end was so helpful!  He put us on a new plan, which saved us $15 a month.  Then, he said he could bundle our phone services with our already existing satelite TV service and save us another $6 a month.  Total savings: $21/month  Total length of call: 16 minutes

2nd call: Satelite Internet Company
  I HATE satelite internet.  While I suppose I should be grateful we can get any internet service at all, satelite service isn't my favorite.  Maybe hate is too strong of a word, but I really really dislike it.  We pay $70 a month and we also have a cap on our usage.  A huge expense in our already tight budget.  I finally convinced the hubby to cancel it.  When I called I was discouraged to hear that it was a $297 penalty for getting out of our contract early--ugh!  But I didn't give up, the guy on the other end said he would offer us $15 off for 10 months for being longtime customers and put us on a lower package for another $10/month savings.  Total savings: $25/month  Total length of call: 22 minutes

Here's my advice to you:
  1.  Look over your budget and see what might have some flexibility.
  2.  Call those companies, even if you don't want to get rid of the service the cost could be lowered.
  3.  Beg, plead, gravel, swallow your pride and ask for a discount.
  4.  If that doesn't work, threaten to completely cancel your service.

38 minutes saved us $46/month and $522 for the year.  I'll take that hourly rate any day!